Company overview

The Loni Urban Multi-State Credit & Thrift Co-operative Society (LUCC) – Our name suggests Luck, and it is no coincidence. We are destined towards greatness and we will be glad to share this luck with you. We wish to take India to its former glory. India has a Golden past. We intend to bring in the Golden Era where there is financial, social, cultural and economical stability among all individuals. Years ago a hindi film song lyrically visualized and filmed the dream of our nation “Jahaan daal-daal par sone ki chidiyaa karati hai basera… Vo bhaarat desh hai meraa...” “Where a Golden bird resides on every branch of a tree Such is my nation Bharat (India)…”

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Company History

it is pleasure, but because those who do not know how to pursue pleasure rationally encounter consequences that are extremely painful. Nor again is there anyone who loves or pursues or desires to obtain pain of itself.

  • 1999

    start with a small Business

    It is a long established fact that a reader will be distracted by the readable content of a page when looking at its layout The point of using Lorem Ipsum.

  • 2005

    First Recognition

    It is a long established fact that a reader will be distracted by the readable content of a page when looking at its layout The point of using Lorem Ipsum.

  • 2016

    World Most Popular Firm

    Lorem ipsum dolor sit amet, consectetur adi pisi cing elit, sed do eiusmod tempor exercitationemut labore. Curabitur metus ipsum. But I must explain to you how all this mistaken idea of denouncing pleasure and praising pain was born and I will give you a complete account of the system.

Know about us

The Loni Urban Multi-State Credit & Thrift Co-operative Society (LUCC) – Our name suggests Luck, and it is no coincidence. We are destined towards greatness... Read More

Our Mission And Vision

We strive towards maintaining unbiased behavior towards all members of the community irrespective of the background and religious orientation. Our goal is to have a..... Read More

We Love What We Do

It gives us immense pleasure to have you serve towards the aforesaid direction and we warmly welcome you at LUCC.

Member Registration

It gives you a right for improving the functioning of the Society

Cooperative Promoter

It gives you a platform to avail financial freedom

Member Consulting

Promote transparent reporting and best practices in financial services.

Financial Product

Strengthen Society by providing financial services to the under privileged mass.

Financial Planning

Encourage partnerships and links between finance stakeholders on Pan India basis.

Few information about us

It gives us immense pleasure to have you serve towards the aforesaid direction and we warmly welcome you at LUCC.

Few Questions In Your Mind

Multi State Credit society is registered under Multi State Co-Operative societies act and rules. Society is not a personal institution owned by an individual but is a fully democratic organization managed by Board Of Directors who are elected by the members of the society in the Annual General Meetings and the Board Of Directors also take decisions in a collective manner with total transparency.

The Department of Co-Operatives constantly reviews the functioning of the society at regular intervals. Finance companies are usually owned by individuals and frame the so called policies according to the owners. The general members/ depositors/ Investors have no role to play. There are some possibilities of the absence of transparency. Members/ Investors have virtually no knowledge of the affairs/ legal provisions of N.B.F.C. and the statutory liabilities of the N.B.F.C. are also limited..

Laws regulating Cooperative Societies in India are:
(a) State Cooperative Societies Acts of individual states
(b) Multi-State Cooperative Societies Act, 2002 for the multi-state Cooperative societies with Area of operation in more than one State.

A multi-state Cooperative Society means a society registered or deemed to be registered under the Multi-State Cooperative Societies Act, 2002 and includes a national Cooperative society or a Federal Cooperative.

The Society uses the funds in lending to the members and investments as per the Co-operatives society Act/Rules/By-Laws. Society's lending is in the shape of small loans for business or personal use.

Yes, because Government of India has framed the laws/rules to ensure the security and safety of deposits and LUCC strictly abides by the rules and regulations framed by Central Government. The investment and operations of the society is continuously audited by the auditors of Ministry of Agriculture, Govt. of India.

A. An individual competent to contract under section 11 of the Indian Contract Act, 1872;
B. Any Multi-State Co-operative Society or any Co-operative Societies.
C. The Central Government;
D. The State Government ;
E. The National Co-operative Development Corporation established under the National Co-operative Development Corporation Act, 1962.
F. Any other Corporation owned or controlled by the Government:
G. Any Government company as defined in section 617 of the Companies Act 1956.
H. Such class or classes of persons or associations of persons may be permitted by the Central Registrar having regard to the nature and activities of a multi state co-operative society.

Yes, anyone who is keen on earning money through co-operation and fulfills the criteria set by the society to become an member first, then he has to convert himself into cooperative promoter.


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