Fixed   Deposit


We have over 4 years of experience in this field. We have variety of deposit scheme for our registered member like Recurring Deposit , Fixed Deposit, Monthly Income Plan, Savings Account, Loan facility etc. By expanding our various scheme we always try to provide a safe secured future to our beloved members and their family.




FD PLAN
Plan FS-1.5 FS-3 FS-5 FS-6 FS-7.5 FS-9 FS-18
Redemption Period 1 .5 Years 3 Years 5 Years Double
Benefit
Plan
6 Years
Dhan
Varsha
Yojana
7.5 Years
Triple
Beneit
Plan
9 Years
Child
Future
Plan
18 Years
Principal Value Maturity Value
1000 1172.5 1423.8 1842.5 2000 2500 3000 10000
2000 2345 2847.6 3685 4000 5000 6000 20000
3000 3517.5 4271.4 5527.5 6000 7500 9000 30000
5000 5862.5 7119 9212.5 10000 12500 15000 50000
10000 11725 14238 18425 20000 25000 30000 100000
25000 29312.5 35595 46062.5 50000 62500 75000 250000
50000 58625 71190 92125 100000 125000 150000 500000
100000 117250 142380 184250 200000 250000 300000 1000000

Monthly Income   Plan

We have over 4 years of experience in this field. We have variety of deposit scheme for our registered member like Recurring Deposit , Fixed Deposit, Monthly Income Plan, Savings Account, Loan facility etc. By expanding our various scheme we always try to provide a safe secured future to our beloved members and their family.




MIP PLAN
Plan Redemption Period Principle Value Return/Month Principle Value Return/month
MIP-3 3 Years 100000 700 1000000 7000
MIP-5 5 Years 100000 1000 1000000 10000
MIP-7 7 Years 100000 1200 1000000 12000

Savings Account

LUCC offers a golden opportunity for our registered member by offering a Zero Balance Savings Account.A savings account is a deposit account held at a bank or other financial institution that provides principal security and a modest interest rate. Depending on the specific type of savings account, the account holder may not be able to write checks from the account (without incurring extra fees or expenses) and the account is likely to have a limited number of free transfers/transactions. Savings account funds are considered one of the most liquid investments outside of demand accounts and cash. In contrast to savings accounts, checking accounts allow you to write checks and use electronic debit to access your funds inside the account. Savings accounts are generally for money that you don't intend to use for daily expenses. In LUCC, When a member will complete his/her registration, then he/she will get a zero balance non operative Savings Account. Every member will transact any kind of deposit or withdrawal through this savings account. Apart from RD,FD,MIS every registered member will get interest on deposited amount in Savings account.

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Loan

Many financila institutions like Bank, NBFC, Cooperative Societies in India offer loan against fixed deposit accounts. This helps you fulfill your financial requirements by providing funds depending on the value of your fixed deposit. Loan against fixed deposit is granted as demand loans or overdraft against deposits. In Human, we offer up to 50% of total deposit in Loan against FD. It helps in liquidity management. Loan taken against your fixed deposit account can help you get short term money for any kind of financial requirements without breaking your FDs. It also saves you from selling your assets at discounted value to fulfill your monetary needs. The most important advantage of taking a loan against fixed deposit is that you can get a loan at comparative and lower rates of interest than other personal loans as they are unsecured loans. Loans against FDs are secured loans with the underlying deposit in your FD account. You can access the loan amount with cheque book through your savings account only. Loans are available to self and third party individuals including corporate organizations.

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